No matter what you invest in, you should be careful. Your money and your time are both precious resources and there are more than enough people and businesses out there who are willing to waste both to profit in some way. You might ask yourself what should I look out for when making these personal or business investments? How do I know what a red flag looks like? To better illustrate some of these ideas, let’s take a closer look at a fictional investor. We can call her Jane. Jane is a relatively new stock broker who works in an office near Manhattan. She makes alright money but nothing amazing as she has just started. She does not live with anyone and is fairly independent as a person. She supports herself to the best of her ability and has her own money and her financial portfolio where she makes most of the big decisions by herself. She has another financial consultant to help her in really stressful times but, for the most part, she typically does it herself. Now, Jane has only been